Overview

Qualifying

Application

Sweat Equity

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Overview

How Habitat Works

• Homeowner families are chosen through a careful selection process typically taking 12 to 18 months, from initial application to move-in.

   

• Partnerships are formed between the Habitat families and churches, civic clubs, schools, businesses, and municipalities that provide funding and volunteers

   

• Volunteers and Habitat homeowners provide most of the construction labor.  Families selected must be willing to invest "sweat equity" in their house.

   

• Habitat homeowners purchase their houses with an affordable, 30-year, no-interest loan.

   

• Homeowner's monthly mortgage payments are used to build more Habitat houses for deserving families, providing a hand up, not a handout.